Fall Newsletter 2012

Click here to check out our Fall 2012 Newsletter.

Read about how to protect yourself from a new kind of thief in "Cyber Liability". Learn how to insure your air conditioner from mechanical failure or your laptop for corruption from dust and the other types of damage that can be covered by Equipment Breakdown coverage (that often is NOT covered under a warranty or equipment service contract). 

Read about the written and/or photo-video inventory service our agency can provide to aid you in documenting your personal possessions BEFORE they are lost or damaged.  

Find out what this "weird" code is and how it can help you contact me when you are "on the run" and much, much more!



You can access past issues of our newsletter on our website: http://www.insurance-by-katie.com/. Enjoy!

Do you have a topic you would like to see addressed in our next issue?

3.4 ounces and a Javelin

The fair skinned, red-headed woman stood obediently in the airline security checkpoint line, inching forward with the throng of other travellers at a breathtaking speed comparable to that of a herd of turtles. They were progressing forward toward the greatly anticipated  and highly coveted honor of having themselves scrutinized by total strangers. What would the modus operandi be today.....  a "whole body X-ray scan" or perhaps the exhilarating "puff" machine that is supposed to analyze the particles it blows loose for potential threats. The woman could hardly contain her anticipation! Only time would tell.

She ran through her mental checklist as she approached the conveyor belt:

  • SHOES -- off  (great....she forgot her socks and would have to walk barefoot on the yucky floor!)
  • METAL -- every speck removed from her body and placed in the plastic bin  (do belly button rings count?)
  • LAPTOP -- dutifully removed from its case (got to get a lighter model!) 
  • POCKETS -- emptied (even the lint)
  • LIQUIDS -- 3.4 oz each, maximum, all jammed in a separate quart sized baggie (she prayed it would not burst)
The woman sheepishly looked from side to side and felt like a spotlight was trained directly on her as she lifted her final item:

  • BEACH UMBRELLA -- placed guiltily on the conveyor belt
The woman could feel people staring at her, their accusing eyes boring into the back of her head. She could hear their thoughts, mocking her audacity in attempting the impossible.  But she had paid good money for that umbrella and she figured there was nothing to lose by trying to take it home with her. She resigned herself for what would inevitably follow, the sirens, the handcuffs and the humiliation of being told her precious beach umbrella, her refuge from the searing rays of the sun, was being confiscated in the name of airline safety.

But wait...............

The uniformed officer was waiving her through. No drama, no criminal record, no nothing. She walked in a daze through the security machine and began to collect her belongings that had made it through to the other side. Holy Cow!

Moral of the story:  you can't take more than 3.4 ounces of sun screen on vacation to protect your fair skin but you can lug a 6 foot beach umbrella with a seriously pointy javelin-like pole onto the plane - no problem! Go figure!

The next time you find yourself in an airport security line, have no fear. Your personal belongings can be protected against lost or theft wherever you travel through a homeowners or renters insurance policy.  (It generally will not cover confiscation of your belongings by the authorities, however). Contact our knowledgeable agents at The Writer Agency, LLC. by calling 308-436-4202 or clicking www.insurance-by-katie.com.  We will be happy to help with your protection needs. (We have numerous bottles of SPF 75 for your sun protection as well!)

Where have you gone on vacation recently?