Deer in the Headlights (or Window as the Case May Be)

Sunglasses....Check!
Cruise control....Check!
Awesome tunes on the satellite radio...Check!

Satisfied that the pre-trip checklist had been adequately completed, the woman pulled onto the highway and prepared to enjoy the rest of her trip. It was a gorgeous day, dry roads, very little wind and not too much traffic. After several hours, she'd settled into a groove and was cruising right along, belting out the chorus of Bob Seger's "Turn The Page".....Here I am....on the road again.... when all of a sudden,

BAM! SQUWEEEEEEEEEEE!



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The woman blinked. No way! That didn't just happen! She had been attacked by a sideswiping deer who had nerve enough to rub its lips clear across her driver side window, steal her mirror, and then run away. So NOT cool!

Have you ever been the victim of an overzealous deer?

It's certainly a frightening experience and one that our knowledgeable insurance agents at The Writer Agency, LLC can help you with. We can begin by working with you to select the proper Comprehensive (Other Than Collicion) insurance coverage to repair your vehicle after this type of damage. And we can help take the "scary" out of the situation as we walk along with you through the process of filing your claim. We can even help you get back your stolen mirror! 

Call or click today: 308-436-4202 or www.insurance-by-katie.com 

Have you ever had a deer attack you? We'd love to hear about it!

The Smoke Detector Strikes Again!

We all know that we should have smoke detectors somewhere in our houses and offices and anyplace where we are staying. And to be on the safe side you should check them regularly to be sure that they are still in working condition. Most smoke detectors have a button on them that you push and the shrill alarm goes “beep”, just to make sure they are working properly.

My mom uses a much simpler way to check them. She cooks!

Now, she’s not a bad cook, in fact she has always amazed me with "a dash of this" and a "pinch of that" and Voila! Culinary perfection!  But sometimes just the heat from the oven or broiler or something else will set off the alarm. She has the distinction of having it go off in their 5th wheel trailer while attending a Jazz Festival in Sacramento, California years ago. Her cousin, came running over from the next site….not with a fire extinguisher but with a plaque in her hands that said “There’s No Fire. My wife is just cooking again!” said “my husband gave this to me years ago but I HEAR you need it more than I do right at this minute”. You can always count on your relatives to give you moral support.

Mom has now added Alaska to her long list of "test sites". One of the Bed &Breakfasts that they were staying in was a kitchenette apartment. After a busy day of sightseeing, they decided to buy a pizza from Safeway and bake it at the B&B. Mom tells the story this way:

"The stove in the unit was gas and rather old fashioned. I looked at the oven but couldn’t see any gas jets but I went ahead and turned the knob, which had NO information on it as far as temperature marks, etc., and heard the gas come on and the oven started to get hot. Finally I opened the “drawer” at the bottom and found that it was the broiler and the gas jets were in this compartment….it did dual duty…broiler and oven. As I said previously, there were no marks on the knob so I had no idea how hot to set the oven but turned it almost all the way assuming that 450 degrees would be far to the right. Next I looked at the width of the oven and the size of the pizza and realized that it was not going to fit in the oven so I had to cut off one side of the pizza. There also was no pizza pan so I carried it over to the oven and with the help of my husband, we slipped the pizza onto the oven rack. It started to bake and when I opened the oven door to check on it, the smoke alarm went off…not only did it start the high pitched tone, it also started saying FIRE….FIRE! I had never heard one talk to me before! So we opened the door and windows but it continued to go off even after our grandson took it down from the ceiling. So we took out the batteries and continued to bake the pizza until it was browned. It turned out just perfect. When we put the battery back in after we finished eating and it started saying “CARBON MONOXIDE!” So we opened all the doors and windows again just in case but figured that it was just going through its series of commands after having the battery replaced. But we left one window slightly ajar when we went to sleep that night just in case. And guess what?? We all woke up in the morning. When we spoke to the maintenance man about the incident, he told us that the oven only HAS one temperature….High. Life with Jeanie is never dull!"

If YOU cook like Jeanie, (your taste buds should be very happy if you do...) then you have probably experienced something like this yourself. But no matter how you test the batteries in your smoke detector, just make sure you DO test them. A smoke detector can't prevent a fire but it certainly can provide a tremendous amount of protection against serious damage or injury. And don't forget to contact the knowledeable agents at The Writer Agency, LLC to obtain the rest of the protection you need. Call or Click today! 308-436-4202 or www.insurance-by-katie.com 

What "yummy" concoction have you cooked lately?  Share your recipies (and fun cooking stories too)!


To Wear White or Not to Wear White....That is the Question

The woman stood in front of her closet with a pained look upon her face staring at the shelves and racks of clothing. Some days, this was the most difficult decision she faced all day --- what to wear! Thank-goodness for some simple guidelines that aid in this process:

1)  Pajamas should not be worn in public - While this trend seems to be all the rage (have you been to a Walmart lately?), PJ's are for lounging, sleeping, and that's about it.

2)  Underwear should be under your clothing - (duh) It is an oxymoron to have under garments not concealed under something and sticking out the top of your pants or showing through your see-through attire. Have a smidgen of modesty, please!

3)  If it's cold enough for boots and a scarf, it is too cold for shorts or a mini-skirt - This seems to be the newest trend but bare arms and legs paired with furry Ugg boots and 100 degree weather?  Can you say "sweaty feet"?  Seriously?

And the oldie but a goodie":

4) No white after Labor Day - Of course with the advent of "winter white" the adage of not wearing white before Memorial Day or after Labor Day needs to be modified a tad. Wearing wool or sweaters in white is not only acceptable, it is very upscale and fashionable. (The winter white model shown above may still need some fashion counselling but who's to judge????)   

Hopefully these fashion words of wisdom will aid you as you don the proper attire this Labor Day. Also, as you are staring into your closet, why don't you take a quick inventory of your clothing, and the rest of your possessions too, while you are at it. What replacement value figure do you get?  Does your insurance policy cover at least that much, if not more? 

If you are unsure or if you need help just starting your inventory, call or click to contact the knowledgeable agents at The Writer Agency, LLC.  308-436-4202  or www.insurance-by-katie.com   We can answer your questions and even provide you with a simple Inventory Calculator Form to aid you in the process.

Most fashionistas spend years acquiring and maintaining their wardrobe....it's only smart to spend a little time ensuring that it is protected properly. Don't you think?

Have you seen a "fashion nightmare" (or maybe YOU were the fashion nightmare?) Share your story!